If you were involved in a car accident and suffered serious injuries because of someone’s negligence, you may have the scope to ask for compensation. Colorado is an at-fault state, which means that the party at fault will be responsible to compensate the victim for injuries, losses, and property damage as applicable. To get a settlement, you need to first file an insurance claim with the at-fault party’s insurer. If your claim is denied, delayed, or you are offered a compensation amount that’s way less than what you deserve, you can file a personal injury lawsuit. For all of that and to understand the complications of personal injury laws, you must consider hiring a Colorado Springs car accident lawyer.
Circumstances for hiring an attorney
There is no law that makes it mandatory for victims to hire an accident lawyer, but it is hard to deny the benefits. Firstly, car accident lawyers have the experience and expertise to deal with claims. They can negotiate with the claims adjuster on your behalf, and they have skills to represent you at trial, if negotiations do not work. An experienced attorney can help you understand and evaluate the true value of your claim, because the impact of injuries and suffering may not be immediately evident.
You should definitely consider hiring an accident lawyer if –
- You sustained serious injuries
- You have permanent or temporary disabilities
- Your injuries are likely to impact your ability to earn
- You have lost a loved one in the accident
- You were partly at fault for the accident
“Comparative fault” rule in Colorado
If you had a share of blame in causing the car accident, you definitely need a lawyer, because Colorado follows the “Comparative fault” rule. This means that you can still get compensation from the party at fault, but your due compensation will be reduced by your percentage of blame. It is extremely important to have a lawyer for your claim and eventual lawsuit (if needed), so that you don’t end up being blamed by the other party.
Dealing with insurance companies
Insurance companies and their claims adjusters often try to trick victims into accepting whatever is being offered. They can even deny or delay a claim on flimsy ground. You need a car accident lawyer, who can negotiate on your behalf and can see through these tactics.
Hire an attorney as soon as possible after the accident to get unbiased advice and support.